Making Change: Part 2—by Selepe Phetla

May 3, 2022

Summary of sermon

Selepe Phetla—Stress is Bad

Debt=bad

Proverbs 22:7 The rich rule over the poor and the borrower is slave to the lender

Debt constrains our choices in life; it causes stress & anxiety

It is something we put on ourselves. What is not okay is not to have a plan to get out of debt.


Three prayers we need to pray:

  1. God give me Self-control. 

Proverbs 25:28 Like a city with walls that are broken through is a man who lacks self-control.


Reasons for debt ( 1 John 2: 15–17)

Lack of contentment ( 1Timothy 6: 6–10)

Wrong definition of success (Matthew 16:26)

Current gratification (Psalm 37: 1–7)

Presumption of what the future holds (James 4: 13‐15)


2. God give me understanding. 

Hosea 4:6; Isaiah 5:13 get knowledge and understanding to manage your finances.

Resources (books, YouTube–The Ramsey Show (how to get out of debt faster)


3. God give Me a Plan

Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.

Isaiah 32:7–8


Watch the full service here (the sermon starts at 44 mins)


January 15, 2026
Remo Tlale explores “A Jesus Story,” this year’s Camp Swamp theme, challenging us to examine the stories we live by. Are we stuck in what’s familiar, or are we being transformed by Jesus? His story calls us to move forward, embrace change, and live a life continually renewed by our Lord.
By Justin Renton December 15, 2025
Any serious reader of the Bible soon discovers an uncomfortable reality: the fullness of God's truth is often held in…
Christmas poster
December 7, 2025
A modern retelling of the birth of Jesus by the teen ministry.
Show More