Making Change: Part 2—by Selepe Phetla
Summary of sermon

Selepe Phetla—Stress is Bad
Debt=bad
Proverbs 22:7 The rich rule over the poor and the borrower is slave to the lender
Debt constrains our choices in life; it causes stress & anxiety
It is something we put on ourselves. What is not okay is not to have a plan to get out of debt.
Three prayers we need to pray:
- God give me Self-control.
Proverbs 25:28 Like a city with walls that are broken through is a man who lacks self-control.
Reasons for debt ( 1 John 2: 15–17)
Lack of contentment ( 1Timothy 6: 6–10)
Wrong definition of success (Matthew 16:26)
Current gratification (Psalm 37: 1–7)
Presumption of what the future holds (James 4: 13‐15)
2. God give me understanding.
Hosea 4:6; Isaiah 5:13 get knowledge and understanding to manage your finances.
Resources (books, YouTube–The Ramsey Show (how to get out of debt faster)
3. God give Me a Plan
Proverbs 21:5 The plans of the diligent lead to profit as surely as haste leads to poverty.
Isaiah 32:7–8
Watch the full service here (the sermon starts at 44 mins)

