God uses money to work on our character.
Proverbs 11:24 Ask guidance about your finances.
Financial pyramid:
*Get a job.
*Give to God.
*Take care of your immediate family.
*Give to the poor.
*Save.
*Honour God with your wealth.
Debt:
*Don't be a slave to the lender. Ask yourself: what is your debt a symptom of? You need margin. Don't conform to the standards of the world where credit is normalised.
*Understand how much debt you have and make it a priority to pay it off.
*Get advice about spending. Have a budget and keep track of your spending. Have goals (e.g. to tithe, become debt-free, give to the poor, and to save).
*Save.
*Honour God with your wealth.
Watch the full service here (the sermon starts at 47 mins)